Cars For Disabled People

Motability is a UK charity set up to help Disabled People keep mobile.  The main scheme that they operate allows DLA – High Rate Mobility Allowance recipients to swap their allowance for a new car.

The scheme works by taking your DLA (High Rate Mobility) and using it to pay the contract payments of the car that you choose.  If your allowance is not enough to meet the cost of the contract, then Motability charges you an “Advance Payment” to make up the shortfall.  Although it is possible to get a car with no advance payment, most of the cars on offer do involve some level of extra payment.

What’s Included

  • A new car of your choice every three years
  • Road Fund Licence (Car Tax) is included and arranged for you
  • Servicing and Maintenance is included
  • Tyres are included and changed free of charge at your home (or wherever you choose)
  • Full UK Breakdown Cover
  • Insurance is included (although some cars may have restrictions)

Not Covered:

  • Petrol/Diesel
  • Other consumables – oil, screenwash etc.

Do I Qualify?

To qualify for any vehicle through Motability you must be in receipt of the Mobility Component of Disability Living Allowance at the Higher Rate.  You must have at least 12 months of award remaining when you start on the scheme.

Do I Need To Drive?

No.  You can nominate two drivers one of which can be you but doesn’t have to be.  The rules say that the car has to be used for your benefit but you don’t always have to be in the vehicle when it is used.

What Else Does Motability Offer?

In addition to the main Contract Hire Scheme for Cars, Motability also offers a Hire Purchase Scheme for Cars (essentially a loan scheme).

You can also use Motability to purchase a Motorised Wheelchair or Scooter.  In a similar way to the Car Schemes, there is a Contract Hire or Hire Purchase Scheme.

More Information?

Visit the Motability website at:  http://www.motability.co.uk

Reblog this post [with Zemanta]

Can I Get DLA?

The best starting place for advice on Disability Living Allowance is probably back to Direct.Gov.UK.  It gives you all the basic information about how to get a form, the current rates etc.  However, the whole process is renowned for being stressful, unfriendly and occasionally unfair.  Bare this in mind and you’ll probably do OK!  Please be warned, sometimes it takes quite a while to get through the whole claims process.  They say that they try to get everything sorted in about 6 weeks.  That’s hoping!!  To be fair, they sometimes have to contact a range of professionals and it can take a while to get back all the reports, but they are always quick to pass the buck when criticised.

What Is DLA?

Disability Allowance is a non means tested benefit designed to help you pay for the extra costs of being disabled.  It is split into two distinct sections, Mobility and Care Components.

Mobility Component

There are two rates of the Mobility Component

Clipart Form

Clipart FormThere are two rates of the Mobility Component.

  • Low Rate is paid to people that have difficulty getting around because they might get lost, disorientated, confused or similar.  It doesn’t necessarily mean a physical difficulty walking.
  • High Rate is paid to people that have a significant difficulty walking or cannot walk at all.  Sometimes aids are taken into consideration though, so not all amputees qualify for example.  Significantly, you need to get the High Rate to qualify for other mobility benefits and services like Motability.

Care Component

There are three rates of the Care Component.

  • Low Rate, in very VERY simple terms, is for people that need help with care needs throughout the day.
  • Middle Rate is for people that need help through the night.
  • High Rate is for people that need help 24 hours a day (please forgive my incredibly simplified descriptions!).

How To Apply

If you want to apply, don’t worry too much about whether you definitely qualify or not.  APPLY NOW!!

My advice would be to phone for a form.  Call the Benefits Enquiry Line* on:

Telephone: 0800 88 22 00

Textphone: 0800 24 33 55

or using the RNID Typetalk service.

Phone because the form is dated on the day they receive your call.  If you download the form, it is dated when they receive the form (and you pay for the paper!).  If you phone, you can take your time filling it in and getting the right advice.  Otherwise it could cost you money.

Over To You

I intend to add a lot more about DLA to this website.  How to fill in the form and where to go for help and advice.  If you have tips though, add them here.  Please feel free to add sites, opinion and any resources you have found useful.

*The Benefit Enquiry Line is open 8.30 am to 6.30 pm Monday to Friday and 9.00 am to 1.00 pm Saturday.

Reblog this post [with Zemanta]
Directgov

Government Information Hub DirectGov is the UK Governments portal for information.  It is aimed at all UK residents but has a specific Disabled People section. The website is very wide ranging and the Disabled Person section really is a valuable resource.  It is made up of the following 10 sub sections: Employment Support Education and Learning [...]

Recent Comments

DisabledPeople on Twitter

Facebook Page

© 2009 - 2010 DisabledPeople.org Login Suffusion by Sayontan Sinha........Jamiefied